"Chicken money" is money a person can't afford to lose. For most individuals, it's all the money they'll ever have, and at their age or stage in life, they can't afford risking it.
The top priority for chicken money is safety and a certain degree of liquidity to keep up with inflation. Hence, a chicken money investor tends to put his funds to ultra-safe vehicles like savings or time deposits in banks, treasury bills, and money market mutual funds.
As such, chicken money investor is not so much concerned about the return on his money, but he is more concerned on the return of his money.
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